

Clear Signs for Shariah Advisors and Islamic Bankers
By Muhammad Rizwan-ul Haque Founding Chairman, Dawood Family Takaful | CEO of an Investment Bank | Director of a TrustOriginally published: September 27, 2016 Introduction The verses of the Qur’an are the ultimate source of guidance for humanity. We recite them repeatedly, yet often fail to reflect deeply on their meanings or fully submit to their commandments. The message is clear, but are we truly listening? Knowledge and Responsibility We consider ourselves fortunate to ha
2 days ago


Do Theories, Interpretations, and Fatwas Also Become Invalid?
By Muhammad Rizwan-ul Haque Founding Chairman, Dawood Family Takaful | CEO of an Investment Bank | Director of a TrustOriginally published: September 29, 2016 Introduction For centuries, capitalism dominated much of the global economic system. In 1848, Karl Marx challenged this dominance through his book The Communist Manifesto, presenting an alternative ideology in open revolt against prevailing structures. During the first half of the twentieth century, many countries adopt
2 days ago


What Is Our Stature in Comparison to the Four Great Imams?
By Muhammad Rizwan-ul Haque Published: May 2, 2017 Introduction At best, we can only make a modest effort to share the true message of Islam with our families, friends, colleagues, and wider communities, including through social media. Whatever little good we can do is only possible through the guidance and mercy of Allah (SWT). However, in our pursuit of understanding Islamic teachings, it is important to reflect on our intellectual humility, especially when compared to the
Feb 16


We Must Fulfill Our Promises to Allah (SWT): Reflections on Surah At-Tauba
By Muhammad Rizwan-ul Haque Founding Chairman, Dawood Family Takaful | CEO of an Investment Bank | Director of a Trust Originally published: June 21, 2018 Introduction The Qur’an repeatedly draws attention to human behavior, highlighting not only our strengths but also our weaknesses. Surah At-Tauba presents powerful verses that reflect the character of humanity in general, and Muslims in particular, especially when it comes to promises made to Allah (SWT). A Forgotten Promis
Feb 9


Why Are Laws Made and Why Should They Be Derived from the Qur’an & Sunnah?
By Muhammad Rizwan-ul Haque Founding Chairman, Dawood Family Takaful | CEO of an Investment Bank | Director of a Trust Originally published: August 12, 2015 Introduction The concept of lawmaking dates back thousands of years to ancient Greek aristocracies. However, these early laws largely served the interests of the elite, leaving the lower classes marginalized. As a result, ethics, morals, and values became tools through which the oppressed sought justice and demanded thei
Feb 2


Riba, Interest, and the Constitution of the Islamic Republic of Pakistan
By Muhammad Rizwan-ul-Haque Founding Chairman, Dawood Family Takaful | CEO of an Investment Bank | Director of a Trust Originally published: May 8, 2019 Introduction The Constitution of the Islamic Republic of Pakistan clearly states that no law may be enacted if it is repugnant to the Quran and Sunnah. In light of this constitutional mandate, it becomes essential to reflect on whether Pakistan has truly operated in the right direction during the past four to five decades, pa
Jan 26


Re: Riba; Why Ijma Is Essential
By Muhammad Rizwan-ul Haque Founding Chairman, Dawood Family Takaful | CEO of an Investment Bank | Director of a Trust Originally published: August 21, 2015 Introduction Ijma is an Arabic term that refers to consensus or collective agreement. Within Islamic jurisprudence, it broadly signifies the consensus of the earliest generations of Muslims, particularly the first three generations, or, in a wider sense, the agreement of qualified jurists and scholars across the Muslim w
Jan 26


Main Objective of Allah SWT’s Message on Riba
By Muhammad Rizwan-ul Haque Founding Chairman, Dawood Family Takaful | CEO of an Investment Bank | Director of a Trust Originally published: June 29, 2015 Introduction The central objective behind Allah SWT’s message on Riba is the eradication of exploitation and the establishment of balance and equilibrium within society. Islam does not merely prohibit Riba in isolation; rather, it presents a comprehensive framework aimed at ensuring justice, fairness, and socioeconomic har
Jan 19


The Message of Allah SWT on Riba: Far-Reaching Meanings and Hidden Wisdom
By Muhammad Rizwan-ul-Haque Founding Chairman, Dawood Family Takaful | CEO of an Investment Bank | Director of a Trust Originally published: June 24, 2015 What Is Islam? A recently converted acquaintance was once asked by his friends, “What is Islam?” His response was simple yet profound: “Islam is simplicity, but with discipline.” This statement captures the essence of Islam—clear guidance rooted in wisdom, where every command of Allah SWT carries purpose, foresight, and lon
Jan 13


Why Has Allah SWT Conveyed the Prohibition of Riba in Such a Severe Tone?
Based on research by Muhammad Rizwan-ul-Haque Founding Chairman, Dawood Family Takaful | CEO of an Investment Bank | Director of a Trust Original research dated: June 16, 2015 The content, analysis, Quranic references, and conclusions presented here are derived from his research and writings. Full credit for the intellectual work belongs to the author. 🔗 Original Source / Reference: https://www.linkedin.com/pulse/why-has-allah-swt-conveyed-message-riba-severe-tone-haque/ In
Jan 9
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