By Muhammad Rizwan-ul Haque Published November 17, 2016 Respected Justice (Retired) Maulana Taqi Usmani Sahib السَّلاَمُ عَلَيْكُمْ وَرَحْمَةُ اللهِ وَبَرَكَاتُهُ 1. Gratitude In Shaa Allah, your efforts will earn abundant rewards in the Hereafter. The appreciation of this world can never truly reflect the sincerity and dedication with which you are serving the Ummah through your time, knowledge, and resources. May Allah (SWT) grant you the best reward (Jaza-e-Khair). Aameen.

By Muhammad Rizwan-ul Haque Published December 14, 2017 Introduction Although the Islamic Banking & Finance industry is growing rapidly, the author argues that serious concerns remain regarding compliance with the teachings of the Qur’an and Sunnah. Therefore, awareness should be created with wisdom and sincerity so that justice, harmony, and accountability may prevail within society. Surah An-Nahl (16:125) “Call to the way of your Lord with wisdom and good instruction, and a

By Muhammad Rizwan-ul Haque Founding Chairman, Dawood Family Takaful, CEO of an Investment Bank and Director of a Trust September 28, 2015 Introduction Allah (SWT) has forbidden Riba (interest) while permitting trade and lawful economic activity. In the same verse, Allah (SWT) mentions that some people attempt to equate Riba with trade. Surah Al-Baqarah (2:275) “Allah has permitted trade and forbidden Riba.” The verse further highlights how those who go astray argue that Riba

By Muhammad Rizwan-ul Haque Founding Chairman, Dawood Family Takaful, CEO of an Investment Bank, and Director of a Trust June 5, 2017 Confronting Falsehood Allah (SWT) sent Prophets (AS) throughout history to guide humanity toward the straight path and away from the path of Satan. Yet, the majority of people have often pursued falsehood and resisted the truth. Surah Al-Kahf (18:56) “And We send not the messengers except as bearers of glad tidings and warners. But those who di

By Muhammad Rizwan-ul Haque Founding Chairman, Dawood Family Takaful, CEO of an Investment Bank, and Director of a Trust August 7, 2018 Introduction Faith (Imaan) often appears opposite to worldly logic — even in matters related to earning a living. In worldly affairs, people commonly believe that “seeing is believing,” whereas faith teaches us to believe in the unseen. A Couple of Examples Common sense may encourage a person to continuously accumulate wealth in order to bec

By Muhammad Rizwan-ul Haque Founding Chairman, Dawood Family Takaful, CEO of an Investment Bank, and Director of a Trust June 22, 2017 For an Ultimate Change The words of the Qur’an are timeless, and every verse carries a message that often perfectly reflects the realities of the time. Allah (SWT) has continually sent His chosen messengers so that whenever humanity deviates, guidance toward the straight path is restored. Surah Al-Muminun (23:45) “Then We sent Musa and his bro

Muhammad Rizwan-ul Haque Founding Chairman, Dawood Family Takaful, CEO of an Investment Bank and Director of a Trust Introduction: By the end of time, Muslims will be divided into different groups . Each group will think that they are the blessed one. Hadith: Prophet Muhammad SAW said, “My Ummah will split into seventy-three sects, all of whom will be in Hell except one group.” They said: Who are they, O’ Messenger of Allaah? He said: “(Those who follow) that which I a

Muhammad Rizwan-ul Haque Founding Chairman, Dawood Family Takaful, CEO of an Investment Bank, and Director of a Trust 1. For An Ultimate Change: The words of Al-Quran are timeless and each verse carries a message, which often perfectly fits into prevailing time . Allah SWT has always been sending HIS chosen men, so whenever we deviate, they give us direction towards the straight path. 2. Surah Al-Muminun verse no. 45: “Then We sent Musa and his

Muhammad Rizwan-ul Haque Founding Chairman, Dawood Family Takaful, CEO of an Investment Bank, and Director of a Trust (1) Introduction: Faith (or Imaan) is the opposite of worldly laws even when it comes to earning a living. In this world we say; ‘seeing is believing’, while faith is to believe in the invisible’. (2) A Couple of examples: A common sense will motivate us to accumulate, so that we become wealthier. But Allah SWT tells us that, if we

By Muhammad Rizwan-ul Haque Formerly associated with Dawood Investment Bank Published July 3, 2017 Introduction There should be no fear or hesitation in spreading the message of the Qur’an and Sunnah. It should not matter if others mock us or outright reject ideas derived from divine guidance. Surah Al-Hijr (15:95) “Indeed, We are sufficient for you against the mockers.” A World of Doubt and Uncertainty Our vision is limited; we cannot see beyond what is immediately apparent.