

Shariah and Mockers
By Muhammad Rizwan-ul Haque Formerly associated with Dawood Investment Bank Published July 3, 2017 Introduction There should be no fear or hesitation in spreading the message of the Qur’an and Sunnah. It should not matter if others mock us or outright reject ideas derived from divine guidance. Surah Al-Hijr (15:95) “Indeed, We are sufficient for you against the mockers.” A World of Doubt and Uncertainty Our vision is limited; we cannot see beyond what is immediately apparent.
Mar 26


Become Like Us or Leave the Community!
Reflections on Surah Al-A’raf By Muhammad Rizwan-ul Haque Founding Chairman, Dawood Family Takaful, CEO of an Investment Bank and Director of a Trust March 19, 2018 Introduction Although the dos and don’ts have clearly been outlined in the Qur’an and further explained by the Prophet Muhammad (SAW), there have always been powerful and authoritative individuals who, in order to protect their worldly interests, deny the truth. In such situations, believers are instructed to rema
Mar 26


Do we have the flexibility to decide on Haram & Halal?
By Muhammad Rizwan-ul Haque Founding Chairman, Dawood Family Takaful, CEO of an Investment Bank and Director of a Trust September 21, 2016 Introduction There can be some flexibility when something is Makrooh or if an act is Mustahab (i.e., not Farz ). However, when Allah (SWT) has clearly declared something forbidden — for example, the meat of a dead goat — then we cannot justify its use, nor can we convert it into something that may be called halal. Riba If there is no dis
Mar 16


Who is Responsible?
By Muhammad Rizwan-ul Haque Founding Chairman, Dawood Family Takaful, CEO of an Investment Bank and Director of a Trust March 11, 2016 Introduction If a child does something wrong in school or in the neighborhood, the teacher or neighbors will often contact the parents. In most cases, the parents are held responsible, and rarely is the child alone punished for misdeeds in a civil society. In a Society Similarly, in a society, if something goes wrong, we approach institutions
Mar 16


Clear Signs for Shariah Advisors and Islamic Bankers
By Muhammad Rizwan-ul Haque Founding Chairman, Dawood Family Takaful | CEO of an Investment Bank | Director of a TrustOriginally published: September 27, 2016 Introduction The verses of the Qur’an are the ultimate source of guidance for humanity. We recite them repeatedly, yet often fail to reflect deeply on their meanings or fully submit to their commandments. The message is clear, but are we truly listening? Knowledge and Responsibility We consider ourselves fortunate to ha
Mar 2


Do Theories, Interpretations, and Fatwas Also Become Invalid?
By Muhammad Rizwan-ul Haque Founding Chairman, Dawood Family Takaful | CEO of an Investment Bank | Director of a TrustOriginally published: September 29, 2016 Introduction For centuries, capitalism dominated much of the global economic system. In 1848, Karl Marx challenged this dominance through his book The Communist Manifesto, presenting an alternative ideology in open revolt against prevailing structures. During the first half of the twentieth century, many countries adopt
Mar 2
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