Based on research by Muhammad Rizwan-ul-Haque Founding Chairman, Dawood Family Takaful | CEO of an Investment Bank | Director of a Trust Original research dated: July 10, 2018 Introduction In any society, a parliament is entrusted by the people to formulate laws that protect life, property, and basic rights. The common person places hope in legislation, believing it will ensure justice, provide socioeconomic relief, and shield society from corruption. Yet, more often than not

Based on research by Muhammad Rizwan-ul Haque Founding Chairman, Dawood Family Takaful | CEO of an Investment Bank | Director of a Trust Original research dated: January 15, 2018 Introduction The Qur’an provides not only spiritual guidance but also a comprehensive framework for building just and balanced societies . Two pivotal verses from Surah An-Nisa (4:58–59)  lay down foundational principles for governance, accountability, and justice. These verses explain how societies

The concept of Riba , commonly understood as interest or usury, is not unique to Islam. Long before modern banking systems emerged, Judaism, Christianity, and Islam  all addressed the ethical implications of charging interest. Examining how these three Abrahamic faiths approached Riba reveals a shared moral concern for justice, fairness, and protection of the vulnerable, despite differences in interpretation and application over time. Riba / Usury in Christianity Historical B

Islamic microfinance has become a transformative tool for providing financial access to underserved communities while adhering to Shariah principles. Unlike conventional microfinance, which often relies on interest-based loans, Islamic microfinance offers ethical financing through profit-and-loss sharing or interest-free models. This approach ensures that economic growth is both sustainable and compliant with Islamic law. Shariah-Compliant Financing Models Several Shariah-com

Venture capital (VC) is often associated with high-risk, high-reward investments in startups. For Muslim investors, the challenge is ensuring that these opportunities are Shariah-compliant while still offering growth potential. Shariah-compliant venture capital focuses on supporting businesses that operate ethically and avoid prohibited (haram) activities such as interest-based lending, gambling, alcohol, and tobacco. Equity Participation: A Core Principle One of the primary

As halal investing becomes more common, many Muslim investors have moved beyond the basics and are now exploring the deeper mechanics of Shariah-compliant stock selection. They already know that halal investing avoids interest, unethical industries, and excessive uncertainty. But the real complexity begins when evaluating whether a company’s financial structure is compliant and that’s where Shariah screening ratios  come in. These ratios form the backbone of modern Islamic eq

Across the Muslim world, women are taking bigger roles in education, careers, entrepreneurship, and finance. Yet, when it comes to investing, many Muslim women hesitate because they feel unsure about halal compliance, risk, or financial knowledge. The truth is: halal investing offers a safe, ethical, and empowering pathway for Muslim women to build long-term financial independence. Why Muslim Women Should Invest Financial independence allows women to: Support their families B

Zakat is one of the most powerful pillars of Islam, a system designed to purify wealth, uplift communities, and maintain economic balance. While most Muslims know the importance of giving zakat, many are unsure how it applies to modern investment portfolios. Today, as more Muslims enter the world of halal investing, understanding zakat on investments has become essential. Zakat: A Spiritual and Economic Responsibility Zakat is not simply charity; it is an obligation that redi